Loan Process

Taking steps to a new loan – we’ll stay with you all the way

At Scope Lending we know how to make the property buying process stress free. Whether this is your first home or investment property or you’re an old hand at it.

From the time your application is submitted all the way through to settlement a dedicated Client Manager will be available for you, working to ensure the process runs as smoothly as possible.

Step 1. Let’s Meet – We will make an appointment and discuss the necessary paperwork it takes to make an application.

Step 2. We find out your needs - to ensure Scope Lending finds the right loan for your individual circumstances we need to know a little about you. During our meeting we will conduct our needs analysis to ensure that we can help you make the best possible decision regarding your loan.

Step 3. We help you choose the right loan – the loan type is agreed, the paperwork complete and it’s time for you to sign the loan application. We will review the application and process it with the lender.

Step 4: We do the running around – once your application is submitted, you are introduced to your dedicated Client Manager who will be your main point of contact right through until settlement.

Step 5. The lender approves you! – your application is approved and your sign acceptance. During this period your Client Manager will be in contact at specific intervals in order to make sure everything is running smoothly.

Step 6. Settlement occurs – congratulations you’ve bought a new home!

Step 7. Ongoing Proactive management of your loan: The home loan market is super competitive and is changing all the time. After your loan settles, we will make contact with you at a minimum of every 4 months to ensure that you have your lending arrangements optimized at all times. We will also conduct an Annual Loan Review on every anniversary of your loan.

To speak to a Scope Lending Property Finance Consultant Click here